3/27/2023 0 Comments Where to shred papers for freeThe comments posted on this blog become part of the public domain. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. To file a detailed report about a scam, go to. We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses.We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.We expect commenters to treat each other and the blog writers with respect. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. But keep in mind, this is a moderated blog. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. For other tips on preventing identity theft, visit ftc.gov/idtheft. ![]() Shredding is just one way to reduce the risk of identity theft. Destroying documents with your personal information reduces the likelihood of becoming an identity theft victim. ![]() remember that identity thieves can’t find documents you have destroyed. After one year, shred bank statements, pay stubs, and medical bills (unless you have an unresolved insurance dispute).įor those who are thinking, maybe I should keep everything, just in case. Also, shred sales receipts, unless related to warranties, taxes, or insurance. After paying credit card or utility bills, shred them immediately. Most experts suggest that you can shred many other documents sooner than seven years. If you’re unsure what tax records to keep, consult an accountant or call IRS Taxpayer Assistance at 80. (If you file a fraudulent return, then the IRS can audit at any time – but for the average honest taxpayer, seven years works.) Why? While the IRS usually has three years to audit you, it has up to seven years under certain circumstances. Other tax records – like tax-related receipts and cancelled checks – Wait seven years before shredding.Home improvement receipts – Keep these receipts until you sell your home, since certain expenses may reduce your capital gains tax.Pay stubs – Shred ’em after checking them against your W-2.Tax returns – Our conservative advice? It’s best to keep these forever.This time of year, the big question is: what tax records can you shred, and when can you shred them? Lock securely:Īlso, keep auto titles and home deeds stored safely for as long as you own the property. Keep documents related to major life events – birth, marriage, divorce, and death. Put our handy graphic near your shredder as a guide. As you start spring cleaning, are you wondering what to keep and what to shred? We’ve looked at experts’ advice and compiled this summary of how long they recommend keeping certain documents. Is your home a pack rat’s paradise? You’re not alone. Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments. ![]()
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